Can I Finance a Vehicle with Less Than Perfect Credit in Michigan?

Thelen Auto Group Can Work With Individuals With Less-Than-Perfect Credit

Shopping for a vehicle when you are experiencing challenged credit can be a stressful and daunting thought. However, there is nothing to worry about when you shop with the Thelen Auto Group in Bay City, MI. Not only do we have several different dealerships located conveniently on the same road, but we are also home to a variety of quality pre-owned vehicles that can help those looking to start rebuilding their credit get on the right foot. Visit one of our mid-Michigan locations today and discover how we make owning a vehicle you’ll enjoy driving easy on challenged credit.  Think Thelen when shopping for a used vehicle today!

Things to Know When Shopping with a Lower Credit Score

Higher Average Monthly Payments – An unfortunate side effect of a lower credit score is a higher monthly interest rate. With a higher interest rate, you have to pay more per month compared to someone with similar terms and a better credit score. However, there are ways you can reduce the monthly payments you owe. For example, you can put more money into your down payment, and this will reduce your monthly payments. If you have a current vehicle you’re planning on trading in, this is another great way to reduce the monthly payments. 

Pick the Style of Vehicle You Need & Fits Your Budget – To get a head start on rebuilding your credit, you need to shop for a vehicle that comfortably fits into your budget. While this could mean picking a vehicle with higher miles than you’d normally like or omitting features you would like to have, the financial benefits will quickly prove their worth. If you would like help finding out what vehicles you can comfortably afford on your budget, feel free to speak with one of our sales or finance experts. They will make sure you’re getting into a vehicle that works for you and that you’ll still enjoy. 

(Photo Credit: PEXELS)

Tags: Bay City, Michigan, Thelen Auto Group, Think Thelen
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